Financial Support


Examine Federal, State, local and private sector resources that may benefit businesses financially.

City of Tacoma Media and Communications Announcements

Visit this site to stay informed of what the city is doing to ensure continuity of services, learn of any changes or delays to services, and to read updates from the Mayor’s office.

Pierce County COVID-19 Adaptation Grant Program

This funding may help offset some of the costs businesses and organizations have incurred as they make changes to reopen consistent with the Governor’s Safe Start Plan.  To be eligible for a reimbursement grant, applicants must have a written plan for how you are operating safely under new COVID-19 guidelines, provide documentation of COVID-19 related expenditures, and be actively operating and physically located in Pierce County.  One-time grants will be awarded of up to $8,000 (represents up to 50 percent of approved expenses) with the exception of skilled nursing facilities, long-term care facilities and adult family homes which may receive up to $10,000.  For further information, apply promptly at

Rental Assistance Program

The City of Tacoma has allocated $1.2 million to assist eligible households affected by the COVID-19 pandemic with rent payment. The Rental Assistance Program provides a one-time payment of up to $1,000 directly to landlords of selected individuals or families who meet the following eligibility requirements:

  • Households located in the City of Tacoma
  • Households who have experienced loss of employment or reduction in wages due to COVID-19.
  • Households at or below 50% Area Median Income for Pierce County

To submit an application, visit the city’s Coronavirus Updates page.

Some funds have been set aside for direct referrals by community agencies that are helping to address inequities faced by people of color in our community. If you are a service provider that would like to make a direct referral, please contact LASA at

COVID-19 Tax Relief for Tacoma Businesses


Minority Business Development Agency Grants For Non-Profit And Community-Based Organizations

Up to $50,000 grants for non-profits and community-based organizations that serve small businesses in metropolitan and rural communities.

Your partnership with the MBDA must cover one or both of these two areas to apply for grant funding.


Design and deliver programs so that small businesses owners gain the skills and knowledge to be able to pivot from their current business model by strengthening strategic thinking, building systems, increasing the effectiveness of marketing strategies and providing a variety of tips and tools that lead to greater profitability post COVID-19.

Courses and or information workshops developed will primarily be offered through a virtual classroom setting


Design and deliver programs and workshops in a virtual format to focus on safely and rapidly re-opening the economy based on current conditions.  The workshops will take into account CDC and regional safety guidelines for individuals and businesses, COVID-19 related regulations, recommendations and best practices.

To partner with the Tacoma-MBDA Tacoma Business Center and apply for a grant, please contact:

Malika Godo
CARES Act Project Manager
MBDA-Tacoma Business Center
(253) 344-6632


Office of Arts and Cultural Vitality

Visit this page to view local, state, and national resources and funding options for the creative community.

Tacoma Public Utilities

Tacoma Public Utilities’ Emergency Assistance Program has pledged $2.4 million in emergency assistance for customers facing financial hardship. Learn more about eligibility and the application process here.

If you have questions about a commercial account, you may contact Business Solutions Office directly M-F 8 a.m. to 5:30 p.m. at 253-502-8606 or

Puget Sound Energy Responds to COVID-19

Puget Sound Energy is taking measurable actions to help our customers and communities during this coronavirus situation.

Pierce County Emergency Small Business Relief Loan Program

Pierce County small businesses who have experienced significant economic injury as a direct result of the COVID-19 pandemic may apply for this loan program if they meet the below criteria. The Pierce County Council expanded this loan program on April 21, 2020 to include employers with up to 20 employees for businesses located anywhere in Pierce County, including incorporated cities.

The intent of this loan program is to help as many small businesses as possible. Therefore, there will only be one loan per business owner or owner group regardless of the number of business locations an ownership may have.

Loan amounts of $1,000 per employee will be awarded up to $20,000. Loans will be offered to qualified applicants at no interest and no payments for 12 months. Applications will be accepted on a first come, first served basis, subject to available funds.

Eligibility requirements:

  • Be a business physically located anywhere in Pierce County including incorporated cities
  • Have 20 or fewer employees (including business owner)
  • Be in operation for one or more years (businesses that have had a change in ownership in the past 12 months may be eligible)
  • Demonstrate at least a 25% reduction in revenues attributable to the COVID-19 pandemic
  • Companies who have already received funding under this program are not eligible to re-apply.


Pierce County Department of Emergency Management

  • Guidance on Federal Disaster Loans for Small Businesses and Private Nonprofits

Rapid Response South Sound

The Tacoma-Pierce County Chamber of Commerce has partnered with the Economic Development Board of Tacoma-Pierce County to respond to the business community’s top concerns surrounding the COVID-19 pandemic by developing a Rapid Response Team and Rapid Response South Sound website co-sponsored by the City of Tacoma and other local businesses and organizations.  Answers are provided to specific questions previously posed by businesses regarding the following topics:
  • Financial Assistance
  • Government Regulation Assistance
  • HR & Employee Assistance
  • Legal Assistance
  • Communications Assistance
Businesses and organizations also have the opportunity to ASK THE EXPERTS to resolve their issues.  Reliable responses will be provided within 24 hours. Be sure to join the team for the COVID-19 Business Info series each Monday, Wednesday and Friday starting at 11 am. Visit the Rapid Response South Sound homepage for registration details.


United Way of Pierce County and Greater Tacoma Community Foundation have partnered for a coordinated philanthropic response to emerging community needs. The PIERCE COUNTY CONNECTED fund supports organizations providing services to address urgent needs and the disruption of basic human services to Pierce County’s most vulnerable populations due to COVID-19 and the necessary public health measures to address it.
CLICK HERE to learn more about eligibility, application process and application/funding schedule.

Governor Jay Inslee’s Office

The Governor’s proclamations page can be found here. ​​

Rental Housing Association of Washington

COVID-19 Resources and Information for Housing Providers and Renters.

Washington State Department of Commerce

Washington State Department of Commerce Economic Resiliency Team (ERT) Business Response Center

The team is currently able to answer questions as quickly as they are received. If you’re a business owner or operator with a question, Ask Your Question Here. 

Startup Washington Small Business Resiliency Assistance

Technical assistance for small business owners from culturally and historically disadvantaged communities.

Technical assistance can include:

  • Finding and help applying for assistance to help your business right now, whether you are open or closed
  • Translation assistance
  • Navigating local, state and federal resources
  • Business coaching

Click here to learn more and to connect with a partnering organization. 

African Chamber of Commerce of the Pacific Northwest

The COVID-19 African Small Business Support program offers no cost information, business counseling and technical assistance to minority business enterprises.

Click here to view the program flyer for more information.

Washington State Department of Enterprise Services: For Manufacturers/Distributors of Essential Products

The Washington State Department of Enterprise Services (DES) is prioritizing and organizing procurement of essential products in coordination with the Governor’s Office. More specifically, specific infection-control products and other health care supplies identified in the link above are needed immediately and in the foreseeable future. The State is able to buy these products with a purchasing card or purchase order. Impact Washington, a State-funded technical assistance provider, is working with DES by interfacing and coordinating with manufacturers/distributors.

View this information sheet to learn more about how manufacturers/distributors of Personal Protective Equipment can get involved.

The first step is to record what companies have available through this online form.

Impact Washington

Impact Washington is providing no-cost guidance to manufacturers to

  1. review existing procedures
  2. conduct an assessment, and
  3. advise on how to implement controls to protect workers.

Manufacturers may request assistance by calling (425) 438-1146 or e-mailing  The information provided in the files below may be useful to other businesses in addition to manufacturers.

COVID-19 Emergency Back to Work Prevention Measures

Impact Washington Preventive Manufacturing Back to Work Measures

PPP applications resume. 

The U.S. Small Business Administration Paycheck Protection Program resumed accepting applications today in response to the Paycheck Protection Program Extension Act. The new deadline to apply for a Paycheck Protection Program loan is Aug. 8.This is a loan designed to provide a direct incentive for small businesses to keep workers on the payroll. More

Jovita Carranza

Congress passed HR 7010 – the Paycheck Protection Program Flexibility Act.  

The bill provides more flexibility regarding loan forgiveness and addresses other issues.  In summary, it:

    • Extends the covered loan period from eight to 24 weeks,
    • Ensures full access to employer payroll tax deferment for businesses that take PPP loans,
    • Relaxes the requirement that PPP loans be spent on payroll costs from 75% to 60%,
    • Provides a “rehiring safe harbor” for businesses to qualify for loan forgiveness if they are unable to hire employees due to the effects of enhanced unemployment insurance, and
    • Establishes a “safe harbor” for businesses to qualify for loan forgiveness if they cannot return to full business operations due to state orders or restrictions.  (Source:  Washington Economic Development Association)
      Deadline was June 30, 2020 for Paycheck Protection Program funds, Make It Tacoma is maintaining this content on the website until it is deemed no longer useful.  Learn more at: Paycheck Protection Program 

Economic Impact Payments: What You Need to Know

The Internal Revenue Service offers guidance on the distribution of CARES Act economic impact payments to individuals

US Small Business Administration/Department of Treasury Coronavirus Relief Options

The Small Business Administration (SBA) and the Department of Treasury have begun releasing the information that will guide the programs created through the (CARES) Act. For your convenience, we have linked the programs below with a short summary of their details, plus any documentation created for further clarification 

Additional Guidance:

This FAQ sheet from the Association of Washington Business may help you decide which program is best for your business. 

View a matrix comparing the CARES Act loans.

Beware of Scams and Fraud Schemes

Economic Injury Disaster Loans and Loan Advance (EIDL) 

To further meet the needs of U.S. small businesses and non-profits, the U.S. Small Business Administration reopened the Economic Injury Disaster Loan (EIDL) and EIDL Advance program portal to all eligible applicants experiencing economic impacts due to COVID-19 on June 15.

In response to the Coronavirus (COVID-19) pandemic, small business owners in all U.S. states, Washington D.C., and territories are eligible to apply for an Economic Injury Disaster Loan advance of up to $10,000 (in grants). 

The SBA’s Economic Injury Disaster Loan program provides small businesses with working capital loans of up to $2 million that can provide vital economic support to small businesses to help overcome the temporary loss of revenue they are experiencing. Funds will be made available within three days of a successful application, and this loan advance will not have to be repaid. 

Paycheck Protection Program 

The Paycheck Protection Program prioritizes millions of Americans employed by small businesses by authorizing up to $349 billion toward job retention and certain other expenses. 

Who is eligible? Small businesses and eligible nonprofit organizations, Veterans organizations, and Tribal businesses described in the Small Business Act, as well as individuals who are self-employed or are independent contractors, are eligible if they also meet program size standards. 

Additional guidance:  

Washington Credit Unions Offering Paycheck Protection Program Loans

SBA Participating Lenders – Seattle District Office

Banks Currently or Planning to Accept Paycheck Protection Loan Applications from Non-Customers

SBA Paycheck Protection Program FAQs

Economic Innovation Group Paycheck Protection Program Overview

US Chamber of Commerce Coronavirus Emergency Loans Small Business Checklist

Employee Retention Tax Credit 

WASHINGTON — July 15th is the IRS tax filing extension date. Businesses who have retained jobs may claim an exemption. The Employee Retention Credit under the CARES Act encourages businesses to keep employees on their payroll. The refundable tax credit is 50% of up to $10,000 in wages paid by an eligible employer whose business has been financially impacted by COVID-19.

Additional Guidance: 

US Chamber of Commerce Guide to the Employee Retention Tax Credit for COVID-19 Impacted Employers 

SBA Express Bridge Loan Pilot Program 

This program allows small businesses who currently have a business relationship with an SBA Express Lender to access up to $25,000 with less paperwork. If a small business has an urgent need for cash while waiting for decision and disbursement on Economic Injury Disaster Loan, they may qualify for an SBA Express Disaster Bridge Loan. 


  • Up to $25,000 
  • Fast turnaround 
  • Will be repaid in full or in part by proceeds from the EIDL loan 

Find an Express Bridge Loan Lender by connecting with your local SBA District Office. 

SBA Debt Relief

The SBA Debt Relief program will provide a reprieve to small businesses as they overcome the challenges created by this health crisis. Under this program: 

  • The SBA will also pay the principal and interest of new 7(a) loans issued prior to September 27, 2020. 
  • The SBA will pay the principal and interest of current 7(a) loans for a period of six months. 

The loans eligible for this relief include those guaranteed by the SBA, such as the SBA Business Loan Program (including the Community Advantage Pilot Program, but excluding PPP Loans) or Title V of the Small Business Investment Act. Loans made by an intermediary to a small business using loans or grants received under the SBA’s Microloan Program are also eligible. 

Additional SBA Financing, Exporting and Advising Resources

  • SBA Loan Guarantee Program for working capital, microloans, express loans and lines of credit
  • Counseling services through the SBA Resource Partner Network to help in creating preparedness plans.
  • SBA COVID-19 resources here

National Council of Nonprofits

Visit this site for guidance on the CARES Act specific to charitable nonprofit organizations. Resources include a CARES Act Loan Options matrix and webinar titled: Federal Coronavirus Relief Bills: What Do They Mean for Nonprofits?

Export/Import Bank of the United States

The Export-Import Bank of the United States (EXIM) is announcing relief provisions for exporters and financial institutions located throughout the United States that may have been affected by COVID-19 (coronavirus). EXIM is offering the relief measures outlined on their fact sheet, including waivers, deadline extensions, streamlined processing, and flexibility, to our customers for an initial period of 30 days (with the possibility of a further extension of the period, at EXIM’s discretion) to enable businesses and financial institutions that participate in our programs to return to their business concerns and EXIM-related obligations at an appropriate time without penalty.

Northwest Trade Adjustment Assistance Center

  • Federal assistance to help manufacturing companies hurt by imports

United States Government

Comprehensive Official verified and updated Information of all aspects of the Federal Covid-19 Response.

Government Response to Coronavirus, COVID-19 | USAGov
Government Response to Coronavirus, COVID-19. Learn about international travel restrictions, how you can prepare for coronavirus, and what the U.S. government is doing in response to the virus.



In this section, the City of Tacoma is providing information especially related to private sector funding, grants and resources to assist small businesses affected by COVID-19.  It does not represent an endorsement.  Businesses are advised to conduct their own due diligence to determine how this assistance may meet their needs.

The National Business League, American Express, the U.S. Chamber of Commerce Foundation and Coalition Announce $10 Million in Grants to Black Businesses of $200 Million Commitment… #nbl1900 #AMEX #USChamberFoundation #BookerTWashington

Details on how Black Businesses can apply have not been released but will be posted when available.


  • An additional $10 million will fund a grant program to support U.S. Black-owned small business recovery.
  • According to the Small Business Recovery Research conducted by American Express, 62 percent of U.S. small businesses reported that they need to see consumer spending return to pre-COVID levels by the end of 2020 in order to stay in business.
  • As part of the $200 million commitment, eligible and enrolled U.S. Card Members can get $5 back after they spend $10 or more, up to 10 times, when they Shop Small online or in-store through September 20, 2020. Enroll at: SHOPSMALL.COM.
  • Similar Shop Small Offers are currently live in Australia, Canada and the UK, with more to follow.


Spanx by Sara Blakely Foundation 

$5 million to support women-owned businesses affected by COVID-19 and has teamed up with GlobalGiving to establish The Red Backpack Fund, which will provide 1,000 grants of $5,000 to female entrepreneurs throughout the U.S. from April through August.  Next application opens:  July 6 – 13

Tacoma Urban League

  • Directory of Youth Resources & Programs
  • Transportation Support for Food & Essential Workers
  • Small Business Owners & Entrepreneurs Emergency Funding Application Help

Forbes – Small Business Relief Tracker:  Funding, Grants and Resources for Business Owners Grappling with Coronavirus – May 2020

COVID-19 Artist Trust Relief Fund

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