Financial Support

Examine Federal, State, local and private sector resources that may benefit businesses financially.



The City has a variety of business loans that can help businesses close the gap to fund acquisition, capital, or tenant improvements, as well as providing working capital.  Please see the City’s resources in the link below:

City Financing


C-PACER is an innovative financing mechanism to help commercial, industrial, agricultural, and multi-family buildings become more efficient and resilient. The C-PACER program allows owners and developers of eligible properties in Pierce County to obtain long-term financing, at a lower interest rate, for qualifying energy generation, energy efficiency, water conservation or resiliency projects.  Property owners who make improvements with C-PACER will build healthier and safer places to live, work, and play.

The Pierce County C-PACER Program website is open for applications!

For questions regarding C-PACER, please reach out to Sustainable Resources staff via or (253) 798-2179.

C-PACER Website:

C-PACER Program Guidebook:

Kiva Microloans in Tacoma

In an effort to help underserved entrepreneurs and small business owners gain access to much-needed capital, Spaceworks joins forces with Kiva to offer 0% interest microloans to Tacoma small business owners. These crowdfunded loans fill a critical lending gap for businesses that are too young, too small, or too innovative to receive loans from traditional lenders. Loans range from $1,000 to $15,000 with terms of 1-5 years to pay them back. The process requires no credit score, collateral pledges, or U.S. citizenship documentation.

Kiva Tacoma


Pierce County Department of Emergency Management

  • Guidance on Federal Disaster Loans for Small Businesses and Private Nonprofits


Washington State Department of Commerce

Washington State Department of Commerce Economic Resiliency Team (ERT) Business Response Center

The team is currently able to answer questions as quickly as they are received. If you’re a business owner or operator with a question, Ask Your Question Here. 

Department of Commerce SSBCI Treasury Capital Access for Small and Disadvantaged Businesses

These new loan programs (summer, 2024) are unprecedented due to the longevity of the programs,  specifically geared towards small businesses and those that self-select as SEDI (Socially and Economically Disadvantaged Individuals (SEDI) – Owned Businesses).  Term is 10 years.

To learn more visit:

Department of Commerce Small Business Flex Fund

Borrow up to $150,000 at 3-4.5% for 60 – 72 months if you are a Washington headquartered small business.

Eligible businesses will have fewer than 50 employees, annual revenues of less than $3 million and prove a direct negative financial impact from Covid-19.  Businesses must have their headquarters or main office in Washington State. Collateral is not required however there are other security requirements.  Payday loan stores, fortune tellers, adult bookstores, strip clubs and track wagering facilities, regardless of headquarters location, are not eligible.  You can apply even if you received other Covid-19 assistance.

Eligible uses include: payroll; utilities and rent; marketing and advertising; building improvements or repairs and; other business expenses.

To access information on this non-forgiveable loan fund, please visit:

Startup Washington Small Business Resiliency Assistance

Technical assistance for small business owners from culturally and historically disadvantaged communities.

Technical assistance can include:

  • Finding and help applying for assistance to help your business right now, whether you are open or closed
  • Translation assistance
  • Navigating local, state and federal resources
  • Business coaching

Click here to learn more and to connect with a partnering organization. 

Impact Washington

Impact Washington is providing no-cost guidance to manufacturers and associated logistics providers to:

  1. review existing procedures
  2. conduct an assessment, and
  3. advise on how to implement controls to protect workers.

Manufacturers may request assistance by calling (425) 438-1146 or e-mailing  The information provided in the files below may be useful to other businesses in addition to manufacturers.

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